Let your Gold be, your Helping Hand
Aapka sona pura karega, har zaroorat aur sapna
As on 31st December, 2025
Built-in Benefits You'll Like
100% Insurance on Gold
Complete insurance coverage for your gold during the loan period.
PAN India Presence
Available across 9+ states and rapidly growing nationwide.
Totally Secure
Your gold is protected in AI-powered vaults under 24x7 CCTV.
Bullet Repayment
Pay Interest as per the Schedule and Principal at the end of loan tenure.
Calculate Your Gold Loan Amount
*Please type in the range of 1 to 1000gms
(Last Updated - 13:00:50)
Interest Rate
Minimum Interest Rate: 11.88% p.a
(Range: 11.88% - 30% p.a)
Interest rates vary as per the Scheme.
*Your gold's market value is calculated based on a 30-day average of the 22-carat gold rate, with the purity assumed to be 22 carats.
*You have the opportunity to borrow a maximum of 75% of your gold's market value, contingent upon the gold's quality.
Eligibility
Age Requirement
Max age limit is 75 at the end of Loan Tenure
Documents
Identity Proof
- Aadhaar Card
- Valid Passport
- Valid Driving License
- Voter ID Card
Address Proof
- Aadhaar Card
- Valid Passport
- Valid Driving License
- Voter ID Card
- Declaration or Proof of Agriculture or Allied activity to be submitted to avail Agriculture Gold Loans.
- PAN Card mandatory for Loans above Rs. 5 Lakhs.
- Udyam Certificate is mandatory to avail Business Gold Loans.
Got Questions?
We've Got Answers
How much loan can I get on gold?
The amount for a loan against gold depends on factors such as the purity of the gold, its weight, and the prevailing market rates. We offer a certain percentage of the gold's value as the loan amount. You can use our online gold loan calculator or visit our branch to get an estimate based on the current market conditions.
What happens if a gold loan is not paid?
If a gold loan is not repaid within the specified tenure, the lender has the right to auction the gold to recover the outstanding amount. It's crucial to communicate with the lender in case of gold loan repayment challenges, as they may offer alternative solutions to help you manage the loan effectively and avoid the auctioning of the pledged gold.
What documents are required for a gold loan?
The documentation required to apply for a gold loan is generally minimal. You would need to provide proof of identity, address, and the purity and weight details of the gold being pledged. Standard documents include government-issued ID proof (Aadhar card, PAN card, etc.), address proof, to apply for a loan against gold. Our representatives can guide you through the specific document requirements.
Is it easy to get a gold loan?
Yes, obtaining a gold loan is usually a straightforward process. The loan is secured against the gold you pledge, making it less dependent on your credit history. The approval process is quicker compared to unsecured loans, and minimal documentation is required. Visit our nearest branch or apply for a gold loan online to experience the ease and efficiency of our services.