Calculate Your Gold Loan Amount
Check instant gold loan eligibility with real-time gold rates from Google Finance. Maximum LTV 75% as per RBI guidelines.
Range: 0.1g to 1000g (RBI maximum limit)
22K rate • Last updated: --:--:--
Eligible Loan Amount
Based on 22K gold at ₹6,875/g • Max LTV 75%
Interest Rate Information
Minimum Interest Rate: 11.88% p.a
Range: 11.88% - 30% p.a
Interest rates vary as per the Scheme.
Disclaimer
*Your gold's market value is calculated based on real-time 24K gold rates from Google Finance, with purity adjustments for different karats.
*You have the opportunity to borrow a maximum of 75% of your gold's market value, contingent upon the gold's quality as per RBI guidelines.
Gold Loan Formula: Eligible Loan = (Gold Weight × Gold Rate × Purity Multiplier) × 75% LTV
APR Formula: ((Total Interest + Processing Fees) / Principal) / (Tenure in Years) × 100
Eligibility
Age Requirement
Max age limit is 75 at the end of Loan Tenure
Documents
Identity Proof
- Aadhaar Card
- Valid Passport
- Valid Driving License
- Voter ID Card
Address Proof
- Aadhaar Card
- Valid Passport
- Valid Driving License
- Voter ID Card
- Declaration or Proof of Agriculture or Allied activity to be submitted to avail Agriculture Gold Loans.
- PAN Card mandatory for Loans above Rs. 5 Lakhs.
- Udyam Certificate is mandatory to avail Business Gold Loans.
Got Questions?
We've Got Answers
What is an Online Gold Loan Calculator?
An Online Gold Loan Calculator helps you estimate the loan amount you may get against your gold, along with the applicable interest, EMI, and repayment tenure.
How does the gold loan calculator work?
The calculator uses details such as: Gold weight Gold purity (karat) Loan tenure Interest rate Based on these inputs, it estimates your eligible loan amount and repayment details.
Is the gold loan calculator free to use?
Yes, most online gold loan calculators are completely free and can be used multiple times without any charges.
Can I use the calculator for different gold purities?
Yes, you can calculate loan eligibility for different gold purities such as 18K, 22K, and 24K.
Is a gold loan calculator accurate?
The calculator provides a close estimate based on the information entered. However, the actual figures may vary slightly during final loan processing.